Aspira How it Works

HOW YOUR CREDIT LIMIT IS EVALUATED

Our partners, Aspira, are committed to lending responsibly. This means that they do their best to only lend you what you can afford to pay back. To determine this, they look at the following conditions:

1.  YOUR CURRENT INCOME

Your current income – what you make from your main job and your side hustle.

2. YOUR AVERAGE EXPENSES

How much are you spending per month and on what?

3. YOUR OTHER FINANCIAL COMMITMENTS

Do you have any other debt?

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TAKE NOTE, A MOBILE APP WILL EVALUATE YOUR CREDIT LIMIT

1. If the mobile app asks you to authorize access to certain information on your phone, please ALLOW, for the app to get a more accurate credit score.
2. Proof of documents are required to be uploaded in the mobile app, in-order to get your credit limit.

For Employed: Documents Required

1. Copy of National Identification (ID)
2. 3 Months MPESA Statement
3. 3 Months Bank Statement
4. Most recent payslip

For Self-Employed: Documents Required

1. Copy of National Identification (ID)
2. 3 Months MPESA Statement
3. 3 Months Bank Statement

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LASTLY

After you have successfully achieved your credit limit, choose VIVID GOLD from the retail partner section (within the mobile app) as your preferred retailer in-order to proceed with:

1. Making a down-payment (1st time customers)
2. Signing your contract
3. Getting your product and pay in monthly installments!

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GET YOUR FREE CREDIT ASSESSMENT NOW!

Simply download the Aspira Mobile app to find out how much you can be financed to get the product you are interested in, and your payment terms!

Click on either Google Play icon or App Store icon below, to get the direct link to download the app.